What is the Difference Between Financial Management and Book Keeping? Financial Planning

If you are one among those who relates finical management to book keeping then you need to re-think. In fact, there are many people who consider financial management similar to book keeping or often gets confused to differentiate between both of them. Perhaps, the difference between book keeping and financial management is a common inquiry among numerous sophomores who are eager to gain knowledge and have a career in the sphere of financial and business management. From an elementary perspective, the aspect of financial management is a massive arena, and much broader than that of conventional book keeping methodologies. It is true that most of the financial management programs incorporate the study and application of book keeping in their syllabi, but as a whole, the ins and outs, details of financial planning and management are monumental in quantity and relevance.

Generally, the book keeping procedure deals with the traditional methods of accountancy that primarily considers the debiting and crediting of various monetary transactions. On other hand, the different facets of financial management do not only deal with accountancy, but it even includes other core subjects such as economics, mathematics and commerce.

The procedure of bookkeeping is largely mechanical and often do not require any detail study. Instead of the analyzing, the bookkeeping majorly depends on the recording of the information. On other hand, FM once again also address to risk associated to business. Every business that has a well defined system or even a good cash flow can have a problem. Now through some tried and true methods of proper financial management problems like handling any sort of cash shortages can be prevented. The principles of management can at times help in preventing cash flow problems and deal with them more effectively.

Moreover, F.M as a whole can be broadly defined as the procedure of running the financial resources, including financial reporting, budgeting, risk management, and insurance for a business. In fact, it primarily refers on two key aspects – how you are really financing your business and how well you handle the money in the business. However, bookkeeping basically talks about the day to day operation of an accounting system. It majorly refers the recording of regular transactions within the suitable accounts. An accounting system defines the process of recognizing, evaluating, recording and talking about the financial information concerning the business. So, in simple words, the bookkeeping can also be considered as a subset of the accounting system.

Without doubt, financial management generally encompasses a number of crucial areas of business, but at same the business results are usually delivered in forms of reports. Consequently, talking in the present context both financial management and book keeping have their own role to play, but having a knowledge of both can always assure excellent employment in the market. Both of them are beneficial in terms of salary and also at context of job satisfaction.

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Freedom From The Curses Of Women Money

Most men today are living with one curse or the other from women. There is hardly any man living that has not been cursed by one woman or the in his life time. Note that if a curse is upon any man’s life, without being broken and canceled from the life of the man, he will never fulfill his destiny. Curse is a destiny changer, and funny enough most men do not believe in the existence or power of curses. Destinies of many men today have been changed and diverted due to curses received from women in the past. Before I proceed, it is good to throw a little light on the meaning of Curse and Freedom to buttress the point to be made in this write up.

A curse is a negative pronouncement that is backed up by satanic anointing to make it come to pass. It is the use of negative words as punishment for some one’s negative actions or deeds. It can also be seen as the other side of blessing, that is to say the opposite of blessing. Curse is an instrument of punishment and destruction. It can also be seen as a negative form of prayer to afflict one’s life.

Freedom is a state of not being enslaved or held bound in bondage. It can also be seen as a state of being at liberty, not impeded or held by any power or force.


There are many reasons why a woman can issue curse on a man. Some of these reasons include;

o When they feel Jilted: If a woman feels that she has been used by a man and dumped, she can issue a curse to the man as a measure to get back at the man.

o When she feels maltreated: Many women have issued curses to men because of the ways they were maltreated by these men.

o When they are abused: Most women have been abused mostly sexually by some men. Most women were raped when they were younger and even at their youthful ages. A woman can curse a man when she is abused.

o When she feels cheated: Most wives have cursed their husbands knowingly and unknowingly when they feel their husbands are cheating on them.

o Generally women issue curses to men as a punishment for any offence they feel men committed against them. They are the weaker sex and can’t engage men in physical fight, so in most cases the resort to curses.


There are different types of curses issued to men by women. These curses are as follows;

o Pronounced Curses: These are curses the woman places on a man verbally or vocally. A man cancelled his wedding with his fiancée a day to the wedding day for no just cause. The woman looked at him and told him that he will never prosper and no woman will ever live with him. He thought it was a joke. Evil demons carried the curse and enforced it. The man married many times and none of the women is living with him today and his life was turned upside down.

o Unpronounced Curses: These are curses that women issue unconsciously. In most cases they don’t come out to say this or this will happen to you, but with that anger in them, they may just say, “You did this to me eh, you will see”. Especially if the man has really wronged the woman, a curse is already upon his life.

o Unknown curses: Another type of curse that follows men from women is the unknown curse. The bible says that the sins of the father shall be visited upon the children, even to the third generation. Most men today are suffering from unknown curses from their forefathers. Most of our forefathers were rapists, and they killed many men to take over their wives. They also did worse things than that and curses were issued to them by those women. Such curses are transferred from one generation to the other. Unless a man has discerning spirit and finds out and breaks such curse, he will never fulfill his destiny.


Men, let us not fool ourselves. If you are cursed by any of these women that I am about to mention below, you need serious deliverance otherwise you are doomed for life.

o Your Mother: Most men today are under curse knowingly or unknowingly from their mothers. Most men while they were growing, they were stubborn and caused their mothers great pain. These mothers issued such curses like “Your own child will do the same to you, or it will never be well with you”. Most men took it as just one of those talks, but today they are suffering from such curses.

o Your Wife: Most men turn their wives into punching bags, treat them like trash and even go to the extent of bringing in other women to their matrimonial homes. These women resort to cursing to get back at the men. If you are cursed by your wife, sorry you need to be delivered otherwise, you will never prosper.

o Your Daughter: Most men will wonder why a curse from their daughter will affect them. Yes it will affect you because she is your flesh and your blood. Most men have received curses from their daughters after abusing them or maltreating them unnecessarily.

o Any woman that you raped or abused: Most men are under curse and many will still be cursed because of raping or abusing women. If you are cursed by any woman you raped or abused, my brother you need serious deliverance to be free from such curses.

o Any woman you disvirgined: Once you disvirgin any woman, you have a blood covenant with her. If you are cursed by any woman you disvirgined, my brother you have a problem. You need to be delivered or else the curse will continue tormenting you till you die.

o Any woman that is about to die: If a woman that is about to die curses you, my brother you have a very big problem. The curse will stick, especially if her death is as a result of the pain you caused her. You need serious prayers to set yourself free from such curses.

o A woman that is a witch: If you are cursed by a witch or any woman that is an agent of darkness, you are doomed especially when you are not a strong Christian.

o Any woman you have ever slept with: Once you sleep with any woman, you have a spiritual tie and covenant with her. Two of you have become one body. If such woman curses you in pain, my brother you need prayers to be delivered from such curse.

o Finally if you are cursed by any woman that has invested her money, time or resources in your life, you have a problem.


o If you discover that your life has been moving in a particle cycle of failure. You are not moving forward, you are always failing, and anything you put your hands into fails. Check yourself.

o When you keep on rising and falling, check yourself.

o When your helpers and friends suddenly start turning against you and you are suddenly being hated by everybody around you, check yourself.

o When you always fail at the edge of breakthrough, check yourself.

o When you always fail where others are easily excelling, check yourself.

o When you are always in debt, no matter how hard you work and no matter how much you earn, check yourself.

o When you work like a lion and eat like an ant, check yourself.

o Any time you want to have a major breakthrough and you always see or notice something and the breakthrough ends, check yourself.

o If you suddenly develop a bad habit that you cannot even establish how you formed it or how it came into your life, my brothers check yourself.


2nd Chronicles 7; 14-15 say; “If my people who are called by my name shall humble themselves and pray, and seek my face, and turn from their wicked ways, then will I hear from heaven and will forgive their sin and will heal their land. Verse 15 now says “Now mine eyes shall open and mine ears attend unto the prayer that is made in this place”.

From the above, all you need to do is to humble yourself and do the following;

o Repent of your sin.

o Confess them.

o Make restitution where necessary.

o Sometimes you need to go and ask for forgiveness.

o In some cases you need to ask the woman you offended to pray for you canceling the curse.

o If the person is an agent of darkness, apply Spiritual warfare.

God bless you.

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